For many people, after a protracted week at work chained to our desks, the weekend is the one factor we stay up for. And being Singaporeans, nothing defines weekends like meals and drinks on the latest café on the town. By utilizing these three weekend eating bank cards, you don’t simply get to reward your self with an incredible meal, however with important rebates as nicely.
However wait, can’t we simply use an everyday eating bank card?
In fact you’ll be able to, assuming you’re used to settling for second-best in life.
These weekend eating bank cards are higher than common eating bank cards. Why? They reward you considerably extra for spending on weekends.
So, for those who and your folks can solely discover time to satisfy up and hang around through the weekend, listed here are the bank cards you’ll be able to’t miss out on.
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UOB YOLO Credit score Card |
Citi Money Again Card |
OCBC 365 Credit score Card |
|
| Weekend Eating Cashback Price | 8+8% | 8% | 6% |
| Minimal Spend per Month | $600 | $888 | $600 |
| Most Cashback Cap | $100 | $25 (bonus cashback cap for eating) | $80 |
1. UOB YOLO Credit score Card
It’s a testomony to the Citi Money Again Card that it doesn’t even want to supply a particular weekend eating profit to nonetheless be among the many greatest bank cards to make use of on Saturday and Sunday.
That’s as a result of you’ll be able to earn as much as 8% in eating cashback rebates with this card. What’s extra, from now until 19 December, you’ll be able to earn as much as 20% for those who order through UberEATS and cost it to the Citi Money Again Card.
On high of your eating advantages, you too can earn as much as 8% on all Seize rides, groceries, and petrol with the Citi Money Again Card.
What’s the catch?
The Citi Money Again Card has a fairly steep $888 minimal spend requirement every month, a lot increased than most bank cards right here. When you don’t meet this $888, you’ll be able to say bye-bye to all of your hard-earned cashback rebates.
What’s extra, the extra cashback you’ll be able to earn is capped per class. Meaning you’ll be able to solely get pleasure from 8% rebates as much as a complete of $25 for eating, groceries, petrol and Seize rides. As a result of it’s a promotion, UberEATS counts as a separate class, with its personal $25 cap.
Meaning any spend greater than $127 on UberEATS, and $259 on some other class, will solely earn 0.25% cashback.
3. OCBC 365 Credit score Card
Learn MoreMore Particulars
Key Options
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6% cashback on on a regular basis eating (together with native, abroad and on-line meals supply)
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3% cashback on grocery, land transport, on-line journey, recurring telco and electrical energy payments
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0.3% cashback on all the things else
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As much as S$200,000 of complimentary journey private accident insurance coverage
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2 years charge waiver for principal card (S$192.60), subsequent years waived with min. spend of S$10,000 p.a.
See all card particulars
The OCBC 365 Credit score Card was once the most effective for weekend eating when it first launched in 2014.
Over the previous 3 years, OCBC has persistently given 6% rebates for weekend eating, which was once one of many highest eating rebates available in the market.
Sadly, they’ve since been overshadowed by the Citi Money Again Card and the UOB YOLO Credit score Card.
That mentioned, the OCBC 365 Credit score Card continues to be highly regarded, and far of that is because of its versatility, particularly for the youthful working grownup.
On high of the 6% for weekend eating, the OCBC 365 Credit score Card additionally affords 3% rebates for weekday eating, on-line procuring, groceries and telecommunications payments, it makes it very simple to hit the month-to-month minimal spend of $600.
What’s extra, the annual charge is waived for the primary two years.
What’s the catch?
As talked about earlier, the OCBC 365 Credit score Card has a minimal spend of $600. It additionally has a most cashback cap of $80 a month. Whereas this can be a comparatively excessive quantity, the cardboard additionally doesn’t earn cashback as shortly, which implies it’s essential to spend extra to earn the identical quantity of cashback.
Assembly buddies for weekend eating and leisure? Right here’s a MoneySmart tip
When the invoice comes, provide to pay first and have your folks reimburse you later. When you foot the invoice with one in every of these bank cards above, you’re on the best way to incomes a big quantity of cashback rebates. You possibly can even provide to move on the financial savings to them by absorbing the GST or service cost.
And don’t fear about them by no means getting round to paying you again. Nowadays, with providers like PayNow, there’s no excuse in your buddies to not refund you on the spot.
Which is your most well-liked weekend eating bank card? We wish to hear from you.
