This publish was written in collaboration with Singlife. Whereas we’re financially compensated by them, we nonetheless attempt to keep up our editorial integrity and overview merchandise with the identical goal lens. We’re dedicated to offering the perfect suggestions and recommendation so as so that you can make private monetary selections with confidence. You’ll be able to view our Editorial Pointers right here.
As Singaporeans stay longer and luxuriate in requirements of residing solely developed nations get to check, your possibilities of dying in a taking pictures or by catching the ebola virus could be virtually negligible, however the chance that you just’ll get most cancers just isn’t as low. With one in each 5 individuals in Singapore1 growing most cancers of their lifetime, most cancers is at the moment the main explanation for loss of life in Singapore2.
With concern about most cancers rising, insurers have been releasing new most cancers insurance coverage over the previous couple of years. Nevertheless, most cancers plans can fluctuate fairly considerably.
Singlife’s new Most cancers Plan and Most cancers Plus Plan are designed that will help you get higher protection in opposition to most cancers. Right here’s how:
Reasonably priced premiums
If getting insurance coverage safety in opposition to most cancers was dust low-cost, everybody would have it. Sadly, crucial sickness insurance coverage and most cancers insurance coverage are usually fairly costly, and are often considered as elective quite than important, and solely for individuals who have spare money.
Singlife’s Most cancers Plans buck the development, with payable premiums ranging from as little as $2.60 per thirty days3. By preserving most cancers safety reasonably priced, Singlife hopes to allow everybody to get the protection they want.
No want for medical overview
One factor that deters individuals from taking on crucial sickness plans is the necessity to undergo a tedious medical overview to establish whether or not you will be insured, or decide the premiums you should pay. As crucial sickness plans usually cowl a variety of crucial diseases, the thoroughness of understanding one’s present state of well being is critical to offer the insurance coverage protection as required. Nevertheless, having to go for medical assessments or answering lengthy questionnaires about well being and household historical past will be thought of as a problem for some.
Due to Singlife’s hassle-free on-line utility course of, you solely must reply two health-related inquiries to assess if you happen to will be insured below the Most cancers Plan and Most cancers Plus Plan. This makes your utility journey easy and fast, specializing in getting you the most cancers insurance coverage protection that you’re searching for.
Complete protection for early to late stage cancers
When most cancers strikes, coping with it may well take a for much longer time than different diseases. There’s at all times the possibility that it’ll recur. All because of this most cancers plans ought to supply complete protection from early- to late-stage cancers. Sadly, some most cancers plans solely supply protection for single prevalence of most cancers at a late stage.
Singlife’s Most cancers Plus Plan is the primary most cancers plan in Singapore to supply recurrence protection of as much as 100% of the sum assured. Because of this within the unlucky occasion of most cancers recurrence, you’ll be coated below the plan4.
Advantages
In a nutshell, listed here are some key advantages of Most cancers Plan and Most cancers Plus Plan:
| Advantages | Most cancers Plan | Most cancers Plus Plan |
| Main cancers (late stage) | ✓ 100% of sum assured |
✓ 100% of sum assured (much less earlier payouts) |
Early-stage cancers:
|
✓ 25% payout of the sum assured |
|
| Intermediate-stage cancers: Carcinoma in situ of specified organs handled with Radical Surgical procedure |
✓ 50% payout of the sum assured |
|
| Recurrence for early and intermediate stage most cancers | ✓ |
As you’ll be able to see, Most cancers Plan protects you for main late stage cancers, whereas Most cancers Plus Plan affords complete protection from early to late stage cancers, in addition to recurrence for early and intermediate stage most cancers.
Most cancers Plus Plan pays out 25% of the sum assured if the insured is recognized with an early stage most cancers, or 50% of the sum assured if the insured is recognized with an intermediate stage most cancers. Ought to the most cancers recur, the plan affords recurrence advantages as much as the steadiness of the sum assured. So, if the insured has claimed 25% of the sum assured for an early stage most cancers, she or he will stil bel coated for as much as 75% of the sum assured if the most cancers recurs.
Safety made simple
It’s that easy and simple so that you can get the protection at the moment:
- Quick on-line utility — The applying is fast and fuss-free. Merely apply on-line and benefit from the comfort of on the spot coverage issuance upon approval.
- Totally digitised and paperless — All coverage paperwork, alerts and invoices are digitised and paperless, so that you don’t have to fret about checking your letter field for snail mail of coverage paperwork.
- Auto-renewal characteristic — The coverage will probably be auto-renewed on the finish of the coverage time period if no claims have been made below your coverage. You will be assured of steady protection with this characteristic, no motion is required from you.
As scary because it sounds, most cancers is one thing that’s going to affect a major proportion of us. As it is a illness which will require an extended interval of remedy and will be very expensive, it’s simple to see why getting most cancers protection is a good suggestion.
Fortunately, Singlife has made it simple to get the important protection with reasonably priced plans that may be utilized for in a flash.
Discover out extra about Singlife’s Most cancers Plan and Most cancers Plus Plan right here.
1Most cancers Incident in Singapore, Nationwide Most cancers Centre Singapore
2Principal Causes of Demise, Ministry of Well being
3 Primarily based on a 10-year Most cancers Plan with S$20,000 cowl for a 30-year-old male non-smoker. Premium charges should not assured and could also be adjusted based mostly on future declare expertise.
4 Topic to coverage Phrases and Circumstances.
Disclosure: This publish is written in collaboration with Singlife. The knowledge is supposed purely for informational functions and shouldn’t be relied upon as monetary recommendation. In your monetary wants, it’s best to search recommendation from a licensed consultant for customised recommendation.
This commercial has not been reviewed by the Financial Authority of Singapore.
Data is correct as at 27 November 2019.
Protected as much as specified limits by SDIC.
Associated Articles
What Occurs When You Have To Make A Declare For A Uncommon Most cancers Illness?
Life Insurance coverage in Singapore — The Fundamentals of Entire Life and Time period Insurance coverage
Insurance coverage Singapore Information — All You Must Know Earlier than Shopping for Your First Plan
