Seize is so generally utilized in Singapore proper now that heated discussions about politics with taxi drivers are actually a factor of the previous. And the perfect factor about utilizing Seize is that if in case you have a superb bank card for Seize, you will get cashback, rewards and air miles.
However which bank cards must you use to pay to your Seize rides?
Greatest bank cards for Seize in Singapore 2019
Credit score Card | Profit | Minimal spend | Additionally good for |
Citi Money Again Credit score Card | Cashback | $888 | Eating, groceries, petrol |
UOB YOLO | Cashback | $600 | Eating, leisure, on-line vogue and on-line journey |
UOB One | Cashback | $500 | Paying Singapore Energy utilities invoice, getting bonus curiosity with UOB One financial savings account |
CIMB Platinum MasterCard | Cashback | $800 | Eating, bars, petrol, journey in overseas foreign money, well being and medical, electronics and furnishings |
Maybank Household & Mates | Cashback | $1,000 / $500 | Groceries and choose retailers |
OCBC 365 | Cashback | $800 | Eating, on-line meals supply, groceries, on-line groceries, taxis, petrol, recurring telco and electrical energy payments, on-line air and cruise tickets, on-line lodge and tour bookings |
OCBC FRANK Credit score Card | Cashback | $400 (offline spending solely) | On-line procuring and leisure |
UOB PRVI Miles Credit score Card | Air miles | – | Native and abroad spending |
Maybank Horizon Visa Signature Card | Air miles | – | Eating, bus, practice, petrol, taxi, Agoda bookings, air tickets, journey packages, overseas foreign money transactions |
American Specific Singapore Airways KrisFlyer Credit score Card | Air miles | – | Native and abroad spending |
Greatest cashback bank cards for Seize
1. Citi Money Again Credit score Card: Excessive cashback, but in addition excessive minimal spend
Citi Money Again Credit score Card provides 8% cashback on eating, groceries, petrol and Seize rides (until 30 Jun 2019). Whereas the cashback provided is beneficiant, you solely get it in case you fulfill the excessive minimal spending requirement of $888.
There’s additionally a cashback cap of $25 in every of the 4 classes, which implies you get cashback on a most of $312.50 price of Seize rides.
2. UOB YOLO: Splendid for individuals who reside it up each weekend
You may celebration laborious with UOB YOLO, which earns you as much as 8% cashback on weekend Seize, eating and leisure spending. On weekdays, you get 3% cashback on Seize, eating and leisure spending. You additionally get 3% cashback on on-line vogue and journey spending with UOB YOLO.
The minimal spending requirement is a manageable $600, whereas the cashback cap of $60 is respectable however not extremely excessive.
Learn extra in regards to the intricacies of UOB One in our devoted article: UOB One Card – MoneySmart Evaluation 2019
4. CIMB Platinum Mastercard: Excessive cashback, however low cap in every class
This card offers a really beneficiant 10% cashback on transport spending together with Seize and taxis (Ezlink top-ups not included). You additionally get 10% cashback on eating, bars, journey bills made in foreign exchange, well being and medical spending and electronics and furnishings at sure retailers together with Ikea and Greatest Denki.
The minimal spending requirement of $800 is on the excessive aspect and cashback is capped at $100 and $20 in every class. This implies it’s solely good for as much as $200 price of Seize rides.
5. Maybank Household & Mates Card: Excessive minimal spend
This card offers you 8% rebates, capped at $80 a month, on not simply Seize rides but in addition groceries, different modes of transportation (together with taxis, bus and MRT rides and petrol) and chosen retailers together with McDonald’s, Common Bookstore, Guardian and Watson’s.
The catch is that the minimal spending requirement of Maybank Household & Mates Card is a hefty $1,000. For individuals who are unable to satisfy the requirement, spending at the very least $500 in a month will allow you to earn a decent 5% money rebate (as a substitute of 8%) in all of the above classes.
6. OCBC 365: Unimpressive cashback charges in a really wide selection of classes
OCBC 365 offers you 3% cashback on personal rent automobile and bike rides and taxis regionally and abroad, together with Seize after all. Whereas the three% cashback price is lacklustre, the cardboard additionally will get you 6% on native and abroad eating and on-line meals supply, in addition to 3% on native and abroad groceries, on-line groceries, recurring telco/electrical energy payments, on-line air/cruise ticket purchases and on-line lodge/tour bookings. Petrol reductions may also be loved at Caltex and Esso, in addition to 5% cashback at different petrol stations.
The minimal spending requirement of $800 is on the excessive aspect and the cashback cap of $80 is common.
Learn MoreMore Particulars
Key Options
-
6% cashback on on a regular basis eating (together with native, abroad and on-line meals supply)
-
3% cashback on grocery, land transport, on-line journey, recurring telco and electrical energy payments
-
0.3% cashback on all the pieces else
-
As much as S$200,000 of complimentary journey private accident insurance coverage
-
2 years price waiver for principal card (S$192.60), subsequent years waived with min. spend of S$10,000 p.a.
See all card particulars
7. OCBC FRANK Credit score Card: Low minimal spending requirement however solely offline transactions depend in direction of it
OCBC FRANK provides 6% cashback on all on-line procuring transactions, which extends to Seize rides. You additionally get 5% cashback on leisure from Fridays to Sundays, and three% on weekdays.
The minimal spending requirement of $400 is sort of low, however the catch is simply offline transactions depend in direction of it. So that you the precise quantity you spend on the cardboard with a view to qualify for the rebates is prone to be a lot increased. The month-to-month cashback cap of $60 just isn’t nice, both.
Greatest air mile bank cards for Seize
1. UOB PRVI Miles Credit score Card: First rate earn price that may be improved in case you open a deposit account
UOB PRVI Miles Credit score Card will get you 3 miles for each $1 spent on Seize, which is a good earn price. You additionally get 1.4 miles for each $1 spent regionally and a couple of.4 miles for each $1 spent abroad.
If you wish to actually supercharge your earn price, you will get bonus miles for each $1 spent by opening a KrisFlyer UOB Deposit Account with at the very least $1,000 a month.
2. Maybank Horizon Visa Signature Card: Nice for transport, eating and journey
Hit the utmost earn price of three.2 miles for each $1 spent if you pay for Seize rides with the Maybank Horizon Visa Signature Card. Different methods to earn 3.2 miles per $1 embrace spending on eating, bus and practice rides, petrol, taxis and lodge bookings on Agoda.
It’s also possible to get 2 air miles per $1 spent on air tickets, journey packages and overseas foreign money transactions.
3. American Specific Singapore Airways KrisFlyer Credit score Card: Lacklustre mile accrual charges
AMEX KrisFlyer bank card is a vanilla frequent flyer bank card with so-so mile accrual charges. For each $1 spent on Seize transactions, you earn 3.1 miles, which isn’t dangerous. Nonetheless, Seize mile accrual is capped at $200 price of spending every month, which isn’t nice.
Their overseas foreign money spending conversion price is a measly 2 miles per $1 spent, whereas native spending will get you just one.1 miles for each $1 spent.
The most important benefit is that your miles are credited mechanically to your KrisFlyer account with no conversion cost or lag time, and also you get some perks corresponding to 500 bonus miles in your first Seize journey.
What’s your favorite bank card to make use of for Seize rides? Share your suggestions within the feedback!
Associated Articles
7 Greatest Credit score Playing cards in Singapore (2021) — MoneySmart Writers’ Favourites
Love Purchasing in Singapore? 5 Greatest Credit score Playing cards to Swipe (2021)
Foodpanda, Deliveroo, GrabFood, AirAsia & WhyQ Promo Codes (October 2021)