The UOB Woman’s Card is a rewards card in Singapore that’s solely open to girls, because the tagline “The lads don’t get it” suggests. It was fairly horrible, till UOB revamped it in March 2019. Now it’s one of many strongest rewards bank card in Singapore – what a comeback.
Let’s check out the revamped UOB Woman’s Card and take a look at its advantages.
UOB Woman’s Card phrases & circumstances
| UOB Woman’s Card | |
| Annual charge & waiver | $192.60 (waived for 1 12 months) |
| Supplementary annual charge | First supp card free, subsequently $96.30 |
| Curiosity free interval | 21 days |
| Annual rate of interest | 25.90% |
| Late fee charge | $100 |
| Minimal month-to-month compensation | 3% or $50, whichever is larger |
| International forex transaction charge | 3.25% |
| Money advance transaction charge | 6% |
| Overlimit charge | $40 |
| Minimal revenue | $30,000 (Singaporean) / $40,000 (non-Singaporean) |
| Card affiliation | MasterCard |
| Wi-fi fee | MasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay |
Observe: There’s the next tier model of this card known as the UOB Woman’s Solitaire Card for minimal revenue of $120,000. It has higher perks but it surely’s additionally much more costly, to not point out out of attain of regular plebeians.
Abstract of UOB Woman’s Card advantages
To start with, it needs to be mentioned that the UOB Woman’s Card’s new design, which is finished by native designer Priscilla Shunmugam, is definitely fairly fairly. UOB is clearly angling for Instagrammability, and I feel they’ve succeeded. (Set off warning for trypophobics although: It has plenty of dots.)
On to the cardboard itself. As talked about, this can be a rewards bank card that permits you to earn 10X UNI$ (UOB rewards factors) on anybody spending class of your selecting. That’s equal to $1 = 4 air miles. Factors are awarded for each $5 you spend.
That is a formidable earn price. Just a few different bank cards allow you to earn 4 miles per greenback, and a few of these are pretty restrictive.
The UOB Woman’s Card, however, helps you to select your favorite spending class from the next selections:
- Magnificence & Wellness
- Trend
- Eating
- Household (together with groceries)
- Journey
- Transport (together with petrol)
- Leisure (nightlife, films)
The classes are a tad reductive, however I’m not complaining because you do get to decide on. To take action, it is advisable to enrol on-line. You may as well change your most popular class each calendar quarter, which is a pleasant contact.
UOB has eliminated the absurdly excessive minimal spend of $3,000 per 30 days with a view to earn rewards. Like all different rewards playing cards available on the market, there’s no minimal spend.
There may be, nonetheless, an expenditure cap of $1,000 a month. When you spend greater than that in your bonus class, you received’t earn bonus factors.
Are there every other UOB Woman’s Card promotions?
Those that are new to UOB (i.e. don’t have a UOB bank card) are eligible for UOB’s engaging $150 money credit. Join on-line and spend $1,500 within the first month. You will get one other $100 in case you join a UOB financial savings account too.
Nonetheless, you may reap the benefits of this promotion with different UOB bank cards too, not simply the UOB Woman’s Card. You would possibly wish to try what different bank cards UOB has to supply first.
Having a UOB Woman’s Card additionally entitles you to reductions at companion retailers. A few of these look like Woman’s Card exclusives and are literally fairly good. For instance, you will get $10 off a $30 invoice at Haidilao, 15% off $100 on Zalora, and extra reductions on websites like Lazada and Shopee.
Lastly, there’s additionally a 0% curiosity instalment plan obtainable known as LuxePay, so you may repay your immense buying payments over 6 or 12 months. However that’s not essentially factor – learn this text for the soiled reality about on instalment plans. Hey man, UOB, there’s nothing glamorous about overspending in your bank card.
Alternate options to UOB Woman’s Card
Credit score goes to UOB for reasonably belatedly realising that not all “women” are tai tais and shopaholics. With the bank card revamp, the UOB Woman’s Card is the one rewards card available on the market that permits you to select which spending class you’d prefer to be rewarded in.
There isn’t every other such card in Singapore proper now, however listed here are another equally highly effective rewards playing cards you would possibly wish to take into account:
Citi Rewards Card – When you continually want new garments, the Citi Rewards Card helps you to earn air miles quicker so you may take your OOTDs in Seoul or Melbourne very quickly. You get 10X rewards whenever you spend on footwear, luggage and garments, and at department shops, capped at 10,000 factors per assertion month.
DBS Lady’s World Card – When you’ve got a excessive sufficient qualifying revenue of $80,000 p.a. (we hope you do in case you’re planning to spend $3,000 a month on buying) for the DBS Lady’s World Card, you will get 10X rewards on just about any type of on-line spending. It’s not restricted to buying; even issues like meals and grocery supply and journey bookings qualify.
UOB Most popular Platinum Visa Card – UOB’s personal Most popular Platinum card will get you 10X rewards on on-line buying (plus leisure, groceries and meals supply) and offline whenever you use Visa payWave (accepted at mainstream shops).
What do you consider the UOB Woman’s Card? Inform us within the feedback!
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