Greatest OCBC Credit score Playing cards in Singapore – Credit score Card Opinions 2020

Again when individuals truly shopped at Orchard Highway — , as an alternative of simply testing garments, sneakers and books earlier than shopping for them on-line — likelihood is you noticed purchases charged to OCBC bank cards.

Quick ahead to as we speak, they’ve slightly misplaced their market share. Most of OCBC’s bank cards usually are not going to bowl you over with INSANE advantages, however should you look carefully you would possibly discover one which’s appropriate for you.

Right here’s a comparability of one of the best OCBC bank cards in Singapore.

Greatest OCBC bank cards in Singapore 2020

OCBC 90°N Card — no-expiry air miles bank card 

OCBC has simply launched the OCBC 90°N Card, and it’s fairly stable so far as miles playing cards go.

It’s a fairly good miles card, since there’s no expiry on the miles earned, and conversion to miles is completely free. That’s just about a dream come true for frugal sorts who don’t thoughts incomes miles slowly.

Click on right here to learn the complete evaluation of the OCBC 90°N Credit score Card.

Key options:

• $1 = 1.2 miles regionally
• $1 = 2.1 miles abroad
• Miles don’t have any expiry, no conversion price, will be transformed in blocks of 1,000
• No minimal spend, no cap

Important data:

• Minimal earnings: $30,000 (Singaporean & PR) / $45,000 (foreigner)
• Annual price: $192.60 (waived for first yr)

OCBC 365 Card — all-rounded cashback for each day bills

The OCBC 365 bank card is OCBC’s entrant within the extremely aggressive cashback bank card market. It doesn’t supply absolutely the highest rebates round, however the spending classes are huge sufficient to cowl most of what typical younger Singaporeans spend on.

The recently-revised OCBC 365 card now contains bonus rebates for meals supply providers like Deliveroo and FoodPanda (6% below eating), in addition to on-line supermarkets like RedMart (3% below groceries), presumably to focus on the youthful, extra web savvy era.

The minimal spend is on the excessive facet, however alternatively, there’s a fairly excessive cashback cap of $80.

Click on right here to learn the complete evaluation of the OCBC 365 Credit score Card.

Learn MoreMore Particulars

Key Options

• 6% cashback on on a regular basis eating (together with native, abroad and on-line meals supply)

• 3% cashback on grocery, land transport, on-line journey, recurring telco and electrical energy payments

• 0.3% cashback on the whole lot else

• As much as S$200,000 of complimentary journey private accident insurance coverage

• 2 years price waiver for principal card (S$192.60), subsequent years waived with min. spend of S$10,000 p.a.

See all card particulars 

Key options:

• Get 6% on eating and three% on on-line journey bookings, groceries, telco and electrical energy payments and public transport
• Use the OCBC 365 at Caltex for as much as 22.1% financial savings
• Minimal spend $800 a month
• Cashback cap of $80 a month

Important data:

• Minimal earnings: $30,000 (Singaporean & PR) / $45,000 (foreigner)
• Annual price: $192.60 (waived for 2 years)

OCBC Frank Card — on-line & leisure cashback for millennials

Probably the most trendy bank cards in Singapore, the OCBC FRANK Card is clearly aimed on the millennial crowd.

When you spend a minimum of $100 every weekend hanging out (watching films, chilling out at Starbucks, having a drink or two) this card could be good for you.

Click on right here to learn the complete evaluation of the OCBC Frank Card.

Key options:

• Use this card in your weekend chillout periods to get 5% cashback and hit the minimal offline spend of $400
• Get 6% cashback on all on-line spend together with procuring, journey, Seize, and and many others.
• Cashback capped at $60

Important data:

• Minimal earnings: $30,000 (Singaporean & PR) / $45,000 (foreigner)
• Annual price: $80 (waived for 2 years)

OCBC Titanium Card — finest OCBC bank card for procuring

OCBC’s Titanium card is a good rewards card for households to make use of. You get factors on classes like youngsters put on, private care and electronics — all of the stuff that basically provides up once you run a family.

Plus, main on-line procuring websites like Amazon, Lazada and Taobao qualify for the bonus factors too (10X rewards, or $1 = 4 miles) which makes it a wonderful card for on-line procuring junkies.

I like that the expenditure cap is just not month-to-month, however annual, so you need to use it throughout an costly transitional stage of life, like having a child or shifting home, and never fear about bursting a month-to-month cap.

Do be aware that the OCBC rewards catalogue isn’t a lot to shout about, however you possibly can at all times use your factors to redeem miles.

Learn extra on which rewards playing cards are finest for incomes miles quick.

Key options:

• $1 = 4 miles on main e-commerce websites, style, department shops, electronics, kidswear, private care (on-line and offline)
• Annual expenditure cap of $12,000 — no want to fret about bursting month-to-month cap

Important data:

• Minimal earnings: $30,000 (Singaporean & PR) / $45,000 (foreigner)
• Annual price: $192.60 (waived for 2 years)

OCBC Plus! Visa Card — cashback at NTUC FairPrice 

Strictly for die-hard supporters of NTUC FairPrice, the OCBC NTUC Plus! Visa bank card provides you first rate rebates at NTUC FairPrice, though it’s not a lot good for the rest.

Sadly, you must use it outdoors of NTUC to be able to get the rebates, which is mindless in any respect. And with competitor bank cards providing cashback on groceries with rather a lot much less hoops to leap by means of, it could be downright foolish to make use of this card except you’re a hardcore NTUC fan.

Learn extra on which cashback playing cards are finest at your favorite grocery store.

Key options:

• Get 7% cashback at NTUC FairPrice and three% on FairPrice On-line
• Use this card for up to economize at Caltex and Esso too
• Minimal spend of $500 outdoors of FairPrice
• NTUC members get upgraded to the NTUC Plus! Visa Credit score Card which has larger rebates

Important data:

• Minimal earnings: $30,000 (Singaporean & PR) / $45,000 (foreigner)
• Annual price: $117 (prevailing NTUC Membership price)

Different OCBC bank cards

OCBC Robinsons Card: Instantaneous rebates at Robinsons group of shops

OCBC Voyage Card: Miles card for prime earners ($120,000 a yr)

OCBC Arts Credit score Card: As much as 20% off on chosen performances on Sistic

OCBC Greatest Denki Credit score Card: 8% rewards at Greatest Denki

OCBC Platinum Credit score Card: Primary rewards bank card

OCBC Cashflo Credit score Card: Auto-instalment bank card

Do you utilize OCBC bank cards? Inform us why or why not within the feedback!

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