Choosing the most effective UOB bank card in Singapore isn’t straightforward – UOB has so many bank cards that they needed to make a quiz to assist folks determine which bank card they need to go for.
(I’m not kidding. You’ll be able to take the quiz right here when you’re bored. However please don’t make monetary selections primarily based on on-line quiz outcomes, okay?)
On the flip aspect, this implies they’ve bought many of the bases coated. Whether or not you need money rebates, air miles or rewards factors, or one for eating and leisure, there’s a robust UOB card on the market for you.
Let’s take a more in-depth take a look at 7 of UOB’s hottest bank cards.
Greatest UOB bank cards in Singapore 2020
| UOB bank card | Key advantages |
| UOB One Card | Quarterly flat money rebate for constant spending |
| UOB YOLO Card | Cashback card for eating, leisure, Seize, on-line purchasing, journey bookings |
| UOB KrisFlyer Credit score Card | Earn KrisFlyer miles (instantly) on eating, transport, on-line purchasing, journey bookings |
| UOB PRVI Miles Card | Common miles card with higher-than-average earn charges in Singapore |
| UOB Most well-liked Platinum Card | 10X rewards card for on-line spending, contactless cost |
| UOB Visa Signature Card | 10X rewards card for abroad spending, petrol, contactless cost |
| UOB Woman’s Card | Ladies-only 10X rewards card on the spending class of your selection |
UOB One Card — quarterly money rebate for constant spenders
Most likely the most well-liked of UOB’s bank cards, the UOB One Card is in a league of its personal. No different bank card offers you 5% on virtually every thing.
The downside is that… effectively, it’s not reeeally a “5% rebate” within the traditional sense. Really, you get a $300 payout solely as soon as each quarter when you handle to spend $2,000 consecutively each month in that quarter.
Alternatively, additionally get a $100 or $50 payout when you spend $1,000 or $500 each month in that quarter. That’s equal to three.33% at most.
This quarterly payout system has increased stakes than the standard rebates that comply with your month-to-month billing cycle. Simply miss the mark by just a few cents, and you’ll say goodbye to the whole quarter’s rebates.
Click on right here to learn the full evaluation of the UOB One Card.
Key options:
- Spend $2,000 month-to-month for 3 months straight to get a $300 quarterly payout (i.e. 5% rebate)
- Spend $500 or $1,000 month-to-month for 3 months straight to get a $50 or $100 quarterly payout (i.e. 3.33% rebate)
- Extra financial savings at SPC and Shell
Important data:
- Minimal revenue: $30,000 (Singaporean & PR) / $40,000 (foreigner)
- OR fastened deposit of $10,000
- Annual payment: $192.60 (waived for first yr)
UOB YOLO Card — cashback for eating, leisure & Seize
If the identify of the cardboard didn’t make it tremendous apparent already, this card clearly targets Singaporean millennials.
It offers you cashback on eating, leisure, Seize rides, on-line purchasing and journey — just about accounting for all the stereotypical millennial’s spending habits.
Click on right here to learn the full evaluation of the UOB PRVI Miles Card.
Key options:
- $1 = 1.4 miles for native spending
- $1 = 2.4 miles for abroad spending
Important data:
- Minimal revenue: $30,000
- OR fastened deposit of $10,000
- Annual payment: $256.80 (waived for first yr)
UOB Most well-liked Platinum Card — rewards for on-line & contactless spending
Wanna earn air miles, however don’t have the requisite jetsetter / tai tai / baller way of life to successfully earn them on an air miles card? Look in direction of the UOB Most well-liked Platinum card, in all probability the most effective bank card for the common Singaporean to earn air miles quick.
The 10X rewards cowl just about all of your discretionary spending: There’s your day-to-day on-line spending (the one main exception being journey bookings) in addition to offline eating, purchasing and groceries (so long as the retailers settle for Visa PayWave).
Click on right here to learn the full evaluation of the UOB Most well-liked Platinum Card.
Key options:
- Get 10X rewards ($1 = 4 miles) on on-line spend & contactless cost
- On-line spend contains purchasing, groceries, meals supply, leisure however NOT journey & different companies
- No minimal spend
- This bank card is nice for as much as $1,000 spend on bonus classes
Important data:
- Minimal revenue: $30,000 (Singaporean & PR) / $40,000 (foreigner)
- Annual payment: $192.60 (waived for first yr)
UOB Visa Signature Card — highly effective miles card in disguise
The UOB PRVI Miles card may be strong, however you recognize what? UOB has an EVEN higher miles card for frequent travellers whose bills fall between $1,000 and $2,000 a month.
Solely it’s disguised as a rewards card. The UOB Visa Signature offers you a approach higher earn fee, $1 = 4 miles, on abroad spending. Again dwelling, you should utilize it on petrol and contactless cost too.
Learn extra on which air miles playing cards are greatest for frequent flyers.
Key options:
- Earn 10X rewards ($1 = 4 miles) on international foreign money spend (on-line and offline)
- Similar earn charges for native petrol spending and contactless cost
- Minimal spend of $1,000 a month abroad in an effort to get 10X rewards on international foreign money
- Expenditure cap of $2,000
Important data:
- Minimal revenue: $50,000
- Annual payment: $214 (waived for first yr)
UOB Woman’s Card — for girls who like choices
This bank card is known for its “the boys don’t get it” tagline, as a result of it’s actually restricted to girls solely. As of Mar 2019, UOB has actually improved this bank card.
You earn the market-leading fee of 10X rewards factors ($1 = 4 miles) on anyone class of your selecting, as much as $1,000 a month. You determine if you would like it to be Style, Eating, Journey, Transport, and so on. – and you’ll change the class each 3 months if you would like.
Click on right here to learn the full evaluation of the UOB Woman’s Card.
Key options:
- Earn 10X rewards ($1 = 4 miles) on 1 class of your selection
- Provides a number of way of life perks, purchasing reductions
- No minimal spend
- Expenditure cap $1,000
Important data:
- For ladies solely
- Minimal revenue: $30,000 (Singaporean & PR) / $40,000 (foreigner)
- OR fastened deposit of S$10,000
- Annual payment: $192.60 (waived for first yr)
Different UOB bank cards
UOB Visa Infinite Steel Card: As much as 2 miles per S$1 spent
Metro-UOB Card: 10% off at Metro
Singtel-UOB Card: Cashback on Singtel payments
UOB JCB Card: 6% cashback at Uniqlo, Tokyu Arms, Isetan and different Japanese manufacturers
UOB UnionPay Card: 2% cashback, no min. spend
UOB Visa Infinite Card: By invite solely
UOB Professionals Platinum Card: By invite solely
Do you utilize UOB bank cards? Inform us why or why not within the feedback!
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