What’s the very first thing you consider while you hear the phrase, “The boys don’t get it”. Menstrual cramps? Menopause? Discover these phrases all begin with “males”? Ha ha.
Jokes apart, “The boys don’t get it” has bought to be top-of-the-line bank card advertising slogans ever.
It created a mysterious sense of exclusivity, inflicting even males to surprise. What precisely was so particular about bank cards that solely ladies can apply? Turned out, they merely milked the cliche that ladies store extra. The UOB Woman’s Card and the DBS Lady’s Card are nice for incomes rewards/miles not simply in purchasing classes. However which one is healthier?
Let’s do a head-to-head comparability between the DBS Lady’s Card and the UOB Woman’s Card.
DBS Lady’s Card vs UOB Woman’s Card — 2020 Comparability of Rewards & Privileges
Bank card | Advantages and rewards | Minimal revenue (Singaporeans) |
DBS Lady’s Card |
5X DBS Factors (or 10 miles) per $5 spent on on-line purchases
1X DBS Level (or 2 miles) per $5 spent on different purchases |
$30,000 |
DBS Lady’s World Card |
10X DBS Factors (or 20 miles) per $5 spent on-line purchases
3X DBS Factors (or 6 miles) per $5 spent abroad 1X DBS Level (or 2 miles) per $5 spent on different purchases |
$80,000 |
UOB Woman’s Card |
10X UNI$ (or 20 miles) on 1 class per $5 spent
1X UNI$ (or 2 miles) on different purchases |
$30,000 |
UOB Woman’s Solitaire Card |
10X UNI$ (or 20 miles) on 2 classes per $5 spent
1X UNI$ (or 2 miles) on different purchases |
$120,000 |
UOB Woman’s Solitaire Steel Card | 10X UNI$ (or 20 miles) on 2 classes per $5 spent |
By unique invitation solely |
DBS Lady’s Card vs UOB Woman’s Card: Rewards & advantages
DBS Lady’s Card presents 5X DBS Factors (or 10 miles) per $5 spent on on-line purchasing purchases. All different spend will get 1X DBS Level. This interprets to $1 = 2 miles.
In the event you qualify for the DBS Lady’s World card, which means you earn greater than $80,000 a 12 months, you get double the DBS factors at 10X DBS Factors (or 20 miles) per $5 spent on on-line purchasing purchases, translating to $1 = 4 miles.
You can even get the next earn price for abroad spending with the DBS Lady’s World Card at 3X DBS Factors or 6 miles per $5 spent.
Compared, the UOB Woman’s Card additionally presents $1 = 4 miles with out limiting to purchasing classes. The financial institution lastly recognised that not each “girl” simply retailers on a regular basis. Thank God.
The UOB Woman’s Card helps you to earn 10X UNI$ (UOB rewards factors) on any ONE class of your selecting. That’s $1 = 4 air miles, which is a good earn price.
You may select from 7 classes: Magnificence & Wellness, Trend, Eating, Household (together with grocery shops), Journey, Transport, Leisure (nightlife, motion pictures).
DBS Lady’s Card vs UOB Woman’s Card: Limitations
Okay, we’ve gone by means of the advantages. What are some limitations?
The principle limitation for the DBS Lady’s World Card is that the factors expire after 1 12 months. That is fairly quick, provided that DBS Altitude’s factors by no means expire. It signifies that it’s important to keep in mind to redeem your factors or *gasp* danger having them expire.
DBS Lady’s Platinum Cardmembers earn 5 DBS Factors for each $5 on-line retail buy, capped at $1,000 spend on on-line retail buy monthly. DBS Lady’s World Cardmembers earn 10 DBS Factors for each $5 on-line retail buy, capped at $2,000 spend on on-line retail buy monthly, and three DBS Factors for each $5 equal in international forex buy.
In the event you’ve the UOB Woman’s Basic/Woman’s Platinum card, the utmost UNI$ that you may earn monthly is UNI$1,800. With the Woman’s Solitaire/Woman’s Solitaire Steel, the utmost restrict is UNI$5,400. After which, 1X UNI$ shall be awarded for each $5 spend — with no cap to it.
DBS Lady’s Card privileges vs UOB Woman’s Card privileges
The privileges for these women’ playing cards was once higher. DBS used to supply complimentary yoga lessons and UOB had complimentary spa classes at varied locations.
Now, the privileges are extra like offers a.okay.a. they’re not complimentary.
For DBS Lady’s Card/Lady’s World Card, get 40% off all packages at Bioskin, take pleasure in as much as $16 off for brand spanking new foodpanda clients, 15% off at hervelvetvase, and extra. Legitimate until 31 December 2020.
UOB Woman’s Card/Woman’s Solitaire Card entitles you to one among 3 Pablo Blau Therapies at $69 (price as much as S$450) in Pablo Blau’s Signature Salt Rooms. This can embody a complimentary Customised Eye Therapy or Neck & Décolletage Therapy (price as much as $250) if you happen to’re one of many first 100 UOB Woman’s Cardmembers to make a reserving. Legitimate until 31 December 2020.
Different promotions embody 10% off regular-priced on-line gadgets from Past The Vines until 21 February 2021, unique foodpanda promo codes until 28 February 2021, and 20% off your invoice at Spice Brasserie, ParkRoyal on Kitchener Street until 28 February 2021.
UOB Woman’s Solitaire Steel Card comes with extra journey privileges similar to 1 complimentary limousine trip to the airport and complimentary lounge entry 6 occasions a 12 months.
DBS Lady’s Card vs UOB Woman’s Card: Eligibility
The entry-level women’ playing cards are DBS Lady’s Card and UOB Woman’s Card. You may apply with a minimal annual revenue of $30,000.
Then, for these higher center class ladies with an annual revenue of $80,000, there’s the DBS Lady’s World Card, which presents considerably higher earn price. In the event you can qualify for the DBS Lady’s World Card reasonably than the DBS Lady’s Card, you earn double the factors!
Along with UOB Woman’s Solitaire bank card for the excessive web price girl who earns $120,000 a 12 months, there’s the UOB Woman’s Solitaire Steel Card which is by invitation solely.
Various bank cards if you happen to love purchasing
There are different playing cards to contemplate to earn 10X rewards.
Citi Rewards supply 10X Factors ($1 = 4 miles) for on-line purchases (together with groceries) and spending at departmental shops and retail retailers.
UOB Most popular Platinum Visa Card additionally presents a very good bonus earn price of $1 = 4 miles or UNI$10 on day-to-day on-line purchasing and leisure, in addition to cellular contactless funds. You could even discover that it beats UOB Woman’s Card if you happen to spend predominantly on on-line transactions.
So which is the very best card for the women?
It’s no shock that the UOB Woman’s Card comes up prime. By way of purchasing, wellness, magnificence and health, they’re the one to beat and sadly, DBS doesn’t come shut.
We additionally like that UOB Woman’s Card permits the pliability of selecting the place to earn $1 = 4 miles, at that’s even at an entry-level revenue of $30,000.
For DBS, it is advisable earn a minimum of $80,000 a 12 months to qualify for the DBS Lady’s World Card, with the intention to get $1 = 4 miles on on-line purchasing.
As an added bonus, the UOB Woman’s Card is beautiful, designed by native Singaporean designer Priscilla Shunmugam. The DBS Lady’s Card and Lady’s World Card pale compared.
Do you will have a UOB Woman’s Card or a DBS Lady’s Card? Are you planning to get one? Tell us.
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