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Earlier in Could, UOB acquired onboard the limitless cashback practice with what’s at present the very best flat fee cashback card providing.
The brand new UOB Absolute Cashback American Specific® Card offers you 1.7% limitless cashback on all the things, with no minimal spend and completely no spend exclusions.
In our already difficult lives with tons to maintain observe of, the great thing about a flat fee cashback card lies in its easy, simple and clear construction. There aren’t any difficult spend tiers or caps to pay attention to.
The very best flat fee cashback card out there proper now
As of 11 June 2021, the UOB Absolute Cashback Card is at present the very best flat fee cashback card. Right here’s the way it stands towards different widespread contenders with no minimal spend and an infinite cashback cap:
| Card | Cashback fee | Notes |
| UOB Absolute Cashback Card | 1.7% | On all spend, no spend exclusions |
| American Specific True Cashback Card | 1.5% | On all spend |
| Citi Money Again+ Mastercard | 1.6% | On eligible spend, spend exclusions apply |
| Normal Chartered Limitless Cashback Credit score Card | 1.5% | On eligible spend, spend exclusions apply |
Granted, 0.1% of $1,000 is simply $1, however those that often make massive purchases may rack up further cashback of maybe $100 (or extra) every year with that further 0.1% or 0.2%.
How can the UOB Absolute Cashback Card profit you?
Cashback bank card customers are more likely to fall into both of two camps: Those that favor playing cards that provide cashback for particular classes (aka MCCs), or those that go for flat-rate cashback playing cards just like the UOB Absolute Cashback Card.
Beforehand a fan of the previous the place cashback can go as much as 10% for sure classes, I’m starting to see the deserves of the latter, which provides a seemingly “low” cashback fee. Why?
Effectively, flat fee cashback playing cards just like the UOB Absolute Cashback Card have no minimal spend. This implies you don’t must maintain checking that your card spend hits X quantity or else your cashback efforts will go down the drain for that month.
It additionally has no spend exclusions, so your 1.7% limitless cashback can be utilized on all the things together with classes similar to insurance coverage premiums, college charges, utility payments, rental, medical charges, hospital payments and so forth. Begin racking up your cashback on on a regular basis bills together with gasoline top-ups at any native petrol station, invoice funds to main telcos like M1, Starhub and Singtel, in addition to groceries out of your favourite supermarkets similar to Big, Chilly Storage, NTUC FairPrice and Sheng Siong. From on-line procuring sprees at Lazada, Shopee, Qoo10 and Taobao to meals supply through GrabFood, Deliveroo or foodpanda, and even media subscription providers like Disney+, iTunes, Spotify and Netflix. No matter your life-style choice, the UOB Absolute Cashback Card helps make each greenback depend on all of your purchases.
Oh, and this card has no cashback cap both. This may add as much as a LOT of cashback, perhaps much more than a “greater cashback” card which solely permits cashback on eligible spending for sure classes like meals and retail, and usually comes with a cap to the quantity of cashback which you could earn.
The cashback earned on the UOB Absolute Cashback Card can be, for a scarcity of a greater phrase, completely fuss-free. No must name any quantity or bear in mind to ship an SMS message to redeem your cashback, no must redeem your cashback in “blocks” — cashback earned through the UOB Absolute Cashback Card is routinely credited into your subsequent assertion and is used to offset your invoice.
Join the UOB Absolute Cashback Card now to take pleasure in engaging provides
For those who’re all set to begin incomes 1.7% limitless cashback with no minimal spend on something and all the things*, the UOB Absolute Cashback Card has a lovely provide happening now.
For brand spanking new-to-UOB Credit score Cardholders:
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This upsized 5% cashback in your first S$3,000 spend is fairly simple to hit. Listed here are some concepts on find out how to obtain this:
- Degree up your Work-From-Dwelling workspace to enhance your productiveness and put these big-ticket purchases in your Card. This is usually a standing desk, ergonomic chair or perhaps a wide-screen monitor from OmniDesk, Secretlab or Harvey Norman.
- Study new expertise from the consolation of your private home by on-line studying platforms like edX, FutureLearn and Coursera and pay on-line along with your Card.
- Planning a house makeover? Take your decide from the intensive assortment of dwelling home equipment and furnishings at Courts, FortyTwo, IKEA or HipVan and easily cost it to your card.
To qualify for the UOB Absolute Cashback Card, you’ll must have an annual revenue of simply S$30,000. The cardboard has an annual charge of S$192.60, which is waivable for the primary 12 months, and the primary supplementary card (so you’ll be able to move it to your beloved to earn cashback collectively!) is free for all times.
Discover out extra in regards to the UOB Absolute Cashback Card and join right here.
*”No spend exclusions” doesn’t embody NETS transactions made with the UOB Absolute Cashback Card. Phrases and situations apply.
American Specific is a trademark of American Specific. The UOB Absolute Cashback American Specific® Card is issued by United Abroad Financial institution Restricted pursuant to a license from American Specific.
